The Money Queen's Guide

Every dollar we save and every dollar we spend has a meaningful impact on our financial stability and security as we age.

Even if you open one credit card and only charge groceries on it, demonstrating timely and consistent payments can help you increase your credit score and your ability to obtain even more credit when needed.

How long have you been borrowing money? The longer your history, the better

Length of credit history.

Even if you pay the minimum every month, schedule reminders in your phone or on your computer to do so early.

Remember that timely payments are more important than paying in full.

There are many things included in this number, but here are the essentials you should consider:

Everyone has a credit report, which details their borrowing history and then calculates it into a single number to help potential lenders judge a borrower’s credit worthiness.

Without it, you will find yourself stuck. Stuck in a limited world where you cannot obtain the credit needed to build your life.

credit there are endless opportunities.